SIP Calculator- SIP Planner, Investment Calculator

SIP Calculator- SIP Planner, Investment Calculator

વોટ્સએપ ગ્રુપમાં જોડાવા ➙ ક્લિક કરો

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SIP Calculator- SIP Planner, Investment Calculator


SIP in Mutual Funds is one of the ways to save money and invest. This easy SIP calculator helps you plan your SIP investments. With SIP calculator app you can see estimated gain across different mutual fund categories. You can see both SIP returns as well as one-time (lumpsum) returns.
What is SIP
SIP stands for Systematic Investment Plan. With SIP you can invest a small amount into mutual funds on a monthly basis. This is preferable mode of investment for many especially salaried people.

What are the benefits of SIP

SIP is a way to invest into mutual funds as you can start investing in small amount. It entails lower market risk as it enables rupee cost averaging. SIP has the power of compunding and is capable of giving higher returns

Can I start SIP online?

Nowadays, it is possible to start SIP investment completely online. The process is 100% paperless. You also have the flexible SIP where you can stop your SIP anytime.

What are the different mutual funds in India which offer SIP investents?
Almost all Asset Management Companies offer investment in both SIP and one time investment. SBI, HDFC





What are the different modes of investment in Mutual Funds?
You can invest into mutual funds with Lumpsum Investment (One-Time Investment) This mode is preferable when you have a big amount of money to invest. Another option is SIP Investment (Small Amount Each Month) this is ideal for most people, especially salaried people.

Are Mutual Funds and SIP good for tax saving?

Mutual Funds and SIP are probably the ways to save tax. You can save tax under section 80C. Mutual Funds tax saving plans have a lock-in period of only 3 year which is much lower than 5 years in FD and 15 years in PPF. In addition to tax saving, SIP in these mutual funds help you create wealth in longer run.

What is equity and what is debt in mutual funds
Mutual Funds that invest into stock market are equity funds and the mutual funds that invest in govt. bonds securities are called debt funds

Which are the regulatory bodies in Mutual Fund industry?

Mutual Fund industry is regulated by Association of Mutual Funds of India (AMFI) which comes under purview of Securities and Exchange Board of India (SEBI)

What are different registrars in India
The two major mutual fund registrars in India are CAMS and KARVY

What is NFO?

NFO stands for New Fund Offer. Whenever a new Mutual Fund is released in the market, it starts with a face value of Rs 10 per unit. This means you can purchase the fund at Rs 10/unit. NFO are good for investment as you get each unit at a very cheap price. But NFOs don't have a history to track. Hence, one should only go for NFOs recommeded by experts.

What is 'Mutual Fund Sahi Hai' initiative?

Mutual Fund Sahi Hai is an investor awareness initiative by AMFI. The aim of this program is to make even non-finance people aware about the benefits of Mutual Funds.

Are mutual funds safe?

Equity funds invest in stock market and therefore they have market risk. The generally provide high profit but are risky. On the other hand debt funds do not invest in stock market. Hence, they have lower risk. But they generally give lower return on investment.

If I want to do a SIP in HDFC mutual fund. Can I do it using my SBI Bank account?
Yes, you can do SIP into any fund from any bank account. For example, if you have a SBI bank account you can invest in Tata Mutual Fund or any other mutual fund.

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Where can I check past performance of a fund?
There are many sites that show fund performance and fund details including Moneycontrol and Value Research.

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